Our actuaries have composed the six portfolios below to meet different
investment objectives. In each case you can choose from a portfolio
using our recommended funds stocked by Cofunds. By investing in
several funds, rather than just one, in pursuit of an investment
objective, one can reduce the risk.
Whether you use our suggested portfolios or your own, by diversifying
your holdings you will tend to reduce the risk. If the portfolio
is held within a supermarket you will have more choice if you need
to make changes.
Re-registration
is further explained in the
Frequently Asked
Questions section. To
open an ISA on-line with Cofunds please click here
Invest
Online. To
print off an application form for Cofunds please click here
Application
Forms
UK High Income -
low risk A purely fixed interest portfolio to
preserve capital without capital growth
DIVIDEND YIELD
31/10/05
TRANSFER
AEGON Sterling Corp Bond
4.9%
£1200
(17.2%)
Gartmore Corporate Bond
5.2%
£1200
(17.2%)
Old Mutual Corp Bond
5.0%
£1200
(17.2%)
Henderson Strat High Yld Bd
6.5%
£1200
(17.2%)
Invesco Perp Monthly Inc Plus
6.2%
£1100
(15.6%)
Standard Life Higher Income
6.9%
£1100
(15.6%)
Total
5.8%
£7000
UK Income and Growth -
low to medium risk Some fixed interest to boost income, with
the balance in UK Equity Income funds to provide growth of both
income and capital
DIVIDEND YIELD
31/10/05
TRANSFER
M&G Extra Income
4.3%
£1400
(20.00%)
SWIP Property
2.3%
£1400
(20.00%)
AXA Framlington Monthly Income
3.2%
£1400
(20.00%)
Henderson UK Equity Income
3.4%
£1400
(20.00%)
Neptune Income
5.1%
£1400
(20.00%)
Total
3.7%
£7000
UK Growth - medium risk Aiming for capital growth from a selection
of mainstream UK funds
TRANSFER
Invesco Perpetual UK Aggressive
£1200
(17.2%)
New Star UK Growth
£1200
(17.2%)
M&G UK Select
£1200
(17.2%)
AXA Framlington UK Select Opps
£1200
(17.2%)
Old Mutual UK Select Mid Cap
£1100
(15.6%)
Standard Life UK Smaller Cos
£1100
(15.6%)
Total
£7000
UK & Europe Growth
- medium risk Aiming for capital growth from a combination
of mainstream UK and European funds
TRANSFER
Lazard UK Alpha
£1400
(20.00%)
Rensburg UK Select Growth
£1400
(20.00%)
Standard Life UK Opps
£1400
(20.00%)
New Star European Growth
£1400
(20.00%)
Schroder European Alpha Plus
£1400
(20.00%)
Total
£7000
Global Growth (non-UK) - medium/high
risk Provides balanced worldwide exposure to
funds investing outside the UK
TRANSFER
JPM European Dynamic
£1400
(20.00%)
Martin Currie North America
£1400
(20.00%)
SocGen Japan Core Alpha
£1400
(20.00%)
Newton Oriental
£1400
(20.00%)
Jupiter Merlin Wordlwide Portfolio
£1400
(20.00%)
Total
£7000
Global Themes - higher risk Aiming for capital growth from funds
invested by industry sector not geography
Recommendations
Sample
Portfolios