Structured Investment Products

These types of investment products are based on a range of defined investable stockmarket indices. The products are set for a fixed term usually around five years, although some will mature early if the specified index reaches a pre-determined level. The level of capital protection can vary but in most cases we select only those products that offer 100% capital protection.

There are several types available and we scan the market to bring you what we believe to be the most efficient and interesting options. Here are some examples of the fund managers and types of products available. For specific details of what products are available and the investment criteria please go to the Downloads page.

These investments are only suitable if you can afford an element of risk to your capital. It is not the same as a bank or a building society account where capital is guaranteed and, with instant access accounts, is readily available without penalty. Your circumstances could change, forcing you to sell your Plan investments early. If this happens you may get back less than the amount of your initial capital investment. Allenbridge Group plc does not offer investment advice or make any recommendations regarding investments. This investment product is not suitable for everyone. If you have any doubt whether it is suitable for you, you should obtain expert advice.

Barclays Wealth

Barclays Wealth offer a wide range of equity-linked structured products that aim to tap into the growth potential of the FTSE 100 Index and other indices to produce attractive returns with capital protection. There are several plans available such as Defined Returns, Target Growth, Emerging Markets and Protected FTSE so please call us for more details.

Investec

Investec Bank plc is an international specialist banking group providing a diverse range of financial products and services. Investec focus on delivering distinctive products to a niche client base. They have been operating a wide range of structured products including Guaranteed, Annual Kick Out, Income and Accelerated Growth plans.

The obligations under these securities are guaranteed by Investec Bank plc which has a BBB rating from Fitch Ratings. In the event of Investec Bank plc’s insolvency, the investment will not be guaranteed and the investor will have no recourse to the Financial Services Compensation Scheme.

Morgan Stanley

As well as offering what we believe are excellent investment return ratios for UK FTSE products, they are now offering investments based on UK Commercial Property, Global Infrastructure, and Asian markets.

RBS Structured Products

RBS plc is an international banking group providing a complete range of financial products and retail and corporate banking services. Ulster Bank Ltd is a wholly owned subsidiary and a core business for future growth. It is a leading bank in Ireland. They have been operating a new range of structured products including Navigator, Skyline, Royal Deposit and Accelerated Growth plans.

Please Note:

In the event of these financial institutions going into liquidation or failing to comply with the terms of the securities, investors may lose money and get back less than they invested.